Gold Price Update: May 13, 2025
Gold prices have witnessed a significant decline from their recent peak. On the Multi Commodity Exchange (MCX), June futures fell to ₹92,975 per 10 grams, marking a drop of approximately ₹6,500 from the record high of ₹99,358 on April 22.
City-wise Gold Rates (22K per 10 grams):Mumbai: ₹64,520 Delhi: ₹65,000
Chennai: ₹65,500
Bengaluru: ₹64,800
Prices are indicative and subject to market fluctuations.
Silver Price Update: May 13, 2025
Silver prices have remained relatively stable, trading at ₹96,287 per kilogram. The metal continues to attract interest due to its industrial applications and investment appeal.
Investment Outlook for 2025
Gold
Performance: Gold delivered a 20.8% return in 2024, reaching a record ₹79,700.
2025 Projections: Analysts anticipate further gains of 15-18%, with prices potentially ranging between ₹88,500 and ₹92,000.
Factors Influencing Prices: Central bank purchases, particularly by China, and expectations of interest rate cuts by major central banks are supporting
Silver:
Industrial Demand: Silver’s use in electric vehicles and renewable energy sectors is driving demand.
2025 Projections: Prices are expected to rise by 7% in 2025, following a 20% increase in 2024.
Price Range: Analysts project silver prices to range between ₹1,12,000 and ₹1,16,000 per kilogram.
Recommended Portfolio Allocation
Financial experts suggest the following allocation for a balanced investment portfolio in 2025:
Gold: 5-8%, Silver: 10-15% ,This strategy aims to hedge against inflation, currency fluctuations, and geopolitical uncertainties.
Investment Options
Investors can consider various avenues to invest in gold and silver:
Physical Bullion: Traditional method involving the purchase of coins or bars.
Sovereign Gold Bonds (SGBs): Government-backed securities offering 2.5% annual interest and capital appreciation linked to gold prices.
Exchange-Traded Funds (ETFs): Provide exposure to gold and silver prices without the need to hold physical assets.
Digital Gold: Allows investors to buy and sell gold online, backed by physical gold stored in secure vaults.
Conclusion
Gold and silver continue to be attractive investment options in 2025, offering potential for capital appreciation and portfolio diversification. While gold serves as a hedge against economic uncertainties, silver’s industrial demand adds a growth dimension to its investment appeal. Investors should assess their risk tolerance and investment goals before allocating funds to these precious metals.
*Disclaimer: This article is for informational purposes only and does not constitute financial advice. Investors should conduct their own research or consult with a financial advisor before making investment decisions.*
